OSHC student health cover
Required by your visa. Bupa at 92% of the official price, Allianz Care at the official price. Single, couple or family.
About OSHCOSHC · OVHC · HEALTH COVER IN AUSTRALIAEvery day in Australia,
Every day in Australia,
covered.
Studying, working or visiting in Australia, your visa needs health cover. We recommend just two insurers, Bupa and Allianz, and explain the difference. Enter your dates and see the price; Bupa OSHC is 92% of the list price. Pay, and we buy the policy for you.
- Bupa at 92%8% less than buying directly on Bupa's website.
- Meets visa condition 8501Both are government-approved OSHC and OVHC insurers.
- Pay, and we buy it for youWeChat, Alipay or card. The insurer issues the policy and it's usually in your inbox within one business day.
- Advisers who speak ChineseDates, which insurer, how to claim: just ask.
PLANS
Two products, chosen by visa
OVHC for visitors and work visas
Moving to a 485 after graduating, work visas, visiting parents, student guardians. Pick the level your visa needs.
About OVHCWHY US
Why go through Auland
Two insurers, explained properly
We've checked every difference between Bupa and Allianz Care against their official materials, so you don't have to guess between five.
Transparent pricing
Bupa at 92% is a real discount; Allianz Care is the official price. We may earn a commission, which doesn't change your price.
More than a sale
Date changes, adding family, claims and refunds after you buy: come back to us.
Part of the whole journey
Auland's main site covers courses, applications and departure. Cover is one step of it.
HOW IT WORKS
Four steps
- 01
Confirm your dates
Use the date calculator or send us your CoE to settle when cover should start and end.
- 02
Choose an insurer
Read the comparison and pick one. Not sure? Bupa at 92% is a safe choice, or ask us.
- 03
Fill in your details and pay online
Names as in your passport, then pay by WeChat, Alipay or card. OVHC is quoted first, then paid.
- 04
Get your policy, then keep in touch
We buy the policy from the insurer and the certificate lands in your inbox, ready for your visa application. Date changes, family members and claims: come back to us.
AFTER YOU BUY
Once you have cover
Where to see a doctor
GP, telehealth, pharmacy or emergency, and how to find a clinic that bills the insurer.
How to claim
Direct billing versus pay and claim, and what to keep.
Change dates
Course delayed or finished early: how your policy follows.
Add family
Partner or children arriving later: upgrade to couple or family cover.
Cancel and refund
Visa refused, not coming, or leaving early: what can be refunded.
Renew and extend
Visa extended or changed: keeping cover without a gap.
FAQ
Common questions
What is OSHC, and who needs it?
OSHC (Overseas Student Health Cover) is health insurance for international students in Australia. On a student visa (subclass 500) you must hold OSHC for your whole stay under visa condition 8501, and a partner or children who come with you must be on the policy.
Do I have to buy OSHC before I leave?
Yes. The visa application asks for your OSHC details, and the policy must start on or before the day you arrive.
Do Bupa and Allianz Care differ much?
The government sets the basic cover, so that's the same. They differ in specialist rebates, provider networks, extras, waiting periods and service; see the table on the OSHC page.
How do I get Bupa at 92%?
Fill in the form on the Buy page. Our licensed insurance partner then issues Bupa's official payment link, which we email to you. You pay on Bupa's site and Bupa issues your policy. Buying directly on Bupa's website is full price.
CONTACT
Ask an adviser
Not sure which insurer, which dates, or your situation is unusual? Leave a message and we usually reply within a day.
FOR AGENTS
Partner with usAre you an education agent or adviser?
Become a partner agent and get your own agent code. Then order for your clients here, or send students your share link.